Introduction
The following chapters are organized in a logical progression but are designed to stand on their own.  To help you translate the concepts presented into real life, you will be following couple nearing retirement age, John and Karen, through their retirement living decision-making process.  You can see how they use the tools and fill in the forms that you can download from this site, which will give you a great example of planning, finding out how much you can afford, budgeting, choosing locations and the home right for you, making an offer, getting a mortgage loan,  purchasing, closing , moving in, and making your new home your own.

Click on each chapter below for a more detailed description of content.

Chapter 1 – Changes in Life, Changes in Living Needs
Chapter 2 – Beginning to Formulate Your “Finding Home – Over 50” Plan
Chapter 3 – Securing Your Financial Foundation
Chapter 4 – Decluttering Your Life
Chapter 5 – Functional Assessment – Weighing and Addressing Your Needs and Those of Your Older Loved Ones
Chapter 6 – Housing Alternative – Independent Living Options for Aging in Place
Chapter 7 – Housing Alternatives: Semi-Independent Living, Assisted Living, and Nursing Care Options
Chapter 8 – Should I Stay or Should I Go? – Choosing Your Home Location
Chapter 9 – Preparing Your Current or New Home for Aging in Place
Chapter 10 – Mortgage Loans in Reverse
Chapter 11 – Organizing Your Estate Documents